Early retirement: the maths behind it
Retire at 50? It depends less on how much you earn and more on how much of it you keep.
The simple version
A common rule of thumb: you may be able to retire when your investments reach about 25 times your yearly spending (the '4% rule'). It's a rough guide from past market data, not a guarantee — many people aim for 30× for early retirement. Saving a bigger share of your income both builds the pot faster and shows you can live on less.
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