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Education, not advice.

Not financial advice

Everything here is general education. It doesn't consider your personal circumstances and isn't regulated financial advice. Calculators use simplified, illustrative figures. For decisions about your money, check official sources or speak to a regulated adviser. Free, impartial help is available from MoneyHelper.

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We check figures carefully and show when each lesson was last reviewed, but rules and rates change. We can't guarantee everything is always current.

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Last updated 28 September 2026