Inheritance or windfall? Don't rush it

Lots of people who get a large sum have spent much of it within a few years. A pause is your best tool.

The simple version

1. Park it somewhere safe and easy to reach for a few months. 2. Clear expensive debt. 3. Fill your emergency fund. 4. Use tax-free accounts and retirement contributions. 5. Consider regulated financial advice for large amounts. 6. Keep a slice for something that matters to you.

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