Tools

Try your own numbers.

Pick a question, drag the sliders, see your answer. 5 starter tools are free; Plus opens all 21.

Get out of debt

↘How long until my card is paid off?Card payoff ⌛What does paying the minimum really cost?Minimum payment trapPlus −What is my overdraft costing me?Overdraft costPlus ⇄Would moving my balance save money?Balance transferPlus ⚖Should I save or pay off debt first?Save or pay debtPlus

Build savings

☂How big should my safety net be?Emergency fund ◎When will I reach my savings goal?Goal datePlus %How much will my savings earn?Savings interestPlus ↗What could small monthly amounts grow into?Compound growth

Pay and spending

▭What actually lands in my account?Take-home pay +How much of a raise do I keep?Pay risePlus ◔How should I split my income?Budget split ↻What do my subscriptions add up to?Subscription leakPlus ↕What does a rate change do to my payments?Rate changePlus

Big purchases

⌂How long to save a home deposit?Home depositPlus ◐What does that car really cost?Car financePlus

Future you

☼How much do I need to retire?Retirement targetPlus ×2Am I leaving free money on the table?Employer matchPlus ‰How much do small fees cost over time?Fee dragPlus ⑂Overpay my mortgage or invest?Overpay or investPlus ΣWhat am I actually worth right now?Net worthPlus