Where to keep your emergency fund

Your emergency fund needs three things: safe, separate, and reachable today.

The simple version

Keep it in an easy-access savings account at a protected bank, ideally not the one you spend from so you're not tempted. Avoid investments (they can fall) and accounts that lock money away.

Free account

Keep reading — it's free.

A free account opens the first lessons of every path, plus 1 extra lesson of your choice every day.

Create free account
Up nextNeeds vs wants, the honest version→