Your net worth in one number
One number shows whether your money is moving the right way.
The simple version
Net worth = everything you own minus everything you owe. It's often negative when you're starting out. Checking it every few months shows progress that month-to-month budgets hide — paying down debt raises it just as much as saving does.
Add up your numbers — rough is fine.
Open in Tools to save your numbers →Your move
Your net worth is −$8,000. What does that mean?
Key takeaway
Check it every 3–6 months. Up is good, however slowly.
Quick check · 10 seconds
Which one did this lesson teach you?
Nice work — that's one more thing you understand.
Save it, pick a path and get a 2-question recap in 3 days so it sticks. Free, one tap with Google.
Save my progressWas this helpful?
Last checked September 28, 2026 · Example figures; rules vary by country · General education, not financial advice