Got a tax refund or bonus? A simple plan
An unexpected $1,000 lands in your account. Here's how to make it count.
The simple version
A refund usually means you paid too much tax during the year — it's your own money coming back. Try a split: first clear any expensive debt, then top up your emergency fund, then save or invest some, and enjoy a slice. If you get a big refund every year, check your tax settings.
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