Spot the scam in 10 seconds
"Your bank here — your account is at risk. Move your money to a safe account now."
The red flags
Urgency, secrecy, pressure to move money, and requests for codes or passwords. Your bank will never ask you to move money to a 'safe account' or read out a one-time code.
Your move
A text says a parcel couldn't be delivered — pay $1.45 to rebook. What do you do?
Your move
Someone calls saying they're from your bank's fraud team. Safest move?
Key takeaway
Stop, hang up, and contact the company yourself. Real organisations never rush you.
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Last checked September 26, 2026 · Example figures; rules vary by country · General education, not financial advice