When can I afford to retire?
5 chapters·17 min·action plan·mastery check
Chapter 1 of 5
The idea
Your retirement date is a maths problem, not a birthday.
Your number
Estimate yearly spending in retirement, subtract guaranteed income (like a government pension), and multiply the gap by 25 — that's the pot a 4% withdrawal would need. Then see how long your savings take to get there.
Predict first
Saving 15% of income from age 25 vs 35 — roughly how much bigger is the pot at 65 (6% growth)?
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