State pension + your own pots: the full picture

5 chapters·15 min·action plan·mastery check

Chapter 1 of 5

The idea

The government pension alone rarely covers the lifestyle people expect.

Two layers

Most countries pay a basic government pension from a set age, based on your work record. On top sit workplace and personal retirement accounts. Check your government pension forecast online — it tells you what you're on track for and any gaps you can fill.

Predict first

Full UK new state pension (2024/25) is about how much a year?

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