State pension + your own pots: the full picture
5 chapters·15 min·action plan·mastery check
Chapter 1 of 5
The idea
The government pension alone rarely covers the lifestyle people expect.
Two layers
Most countries pay a basic government pension from a set age, based on your work record. On top sit workplace and personal retirement accounts. Check your government pension forecast online — it tells you what you're on track for and any gaps you can fill.
Predict first
Full UK new state pension (2024/25) is about how much a year?
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