How much can you take out in retirement?
5 chapters·18 min·action plan·mastery check
Chapter 1 of 5
The idea
Retiring with $500,000 sounds huge. How long it lasts depends on one number.
The 4% rule
Studies of past US markets found that withdrawing 4% of your pot in year one, then rising with inflation, lasted 30 years in most historical periods. It's a rule of thumb, not a guarantee — longer retirements, high fees or bad early years call for 3–3.5%.
Predict first
The classic '4% rule' says a $500,000 pot supports roughly what yearly income, rising with inflation?
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