Self-employed: how to pay yourself properly

5 chapters·17 min·action plan·mastery check

Chapter 1 of 5

The idea

Good month, bad month — your rent doesn't care.

Three pots

1) Income account: every payment lands here. 2) Tax pot: move a fixed % straight away. 3) Your salary: pay yourself the same amount each month, from the income account. The leftover builds a buffer of 3–6 months of salary for quiet spells.

Predict first

Income swings between $2,000 and $6,000 a month. What's the most stable way to pay yourself?

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