Sign in

The 50/30/20 budget, in 60 seconds

Hate budgeting apps? Try three buckets instead.

50% for needs (rent, bills, food), 30% for wants (going out, subscriptions), 20% for your future (savings, extra debt payments). It's a starting point, not a rule.

Needs 50%£1,100
Wants 30%£660
Future you 20%£440

Your move

Your rent alone is 45% of your pay. What now?

✓

Key takeaway

Pay your future self first, cover your needs, then enjoy the rest guilt-free.

Nice work — that's one more thing you understand.

Create a free account to track what you've learned.

Save my progress
Up nextFive credit score myths that cost you money→