The 50/30/20 budget, in 60 seconds
Hate budgeting apps? Try three buckets instead.
50% for needs (rent, bills, food), 30% for wants (going out, subscriptions), 20% for your future (savings, extra debt payments). It's a starting point, not a rule.
Needs 50%£1,100
Wants 30%£660
Future you 20%£440
Your move
Your rent alone is 45% of your pay. What now?
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Key takeaway
Pay your future self first, cover your needs, then enjoy the rest guilt-free.
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